Ok here is the deal. I am a 26 year old who has recently decided that I want to go back to school for nursing. I live in Memphis, TN and we have a nursing school that will pay for your student loans but I have to figure out how and if I can even get a student loan. When I was young, dumb, and stupid I made some mistakes and now I have bad credit (really bad). Also I really have no one to co-sign a loan for me and I don’t make enough to pay for it on my own. Can I get a student loan? If so how do I go about the process? Do I need to get accepted to the school and then apply for the loans? When is the best time to apply for grants and my FASFA? If I get accepted to the school but am not able to get the loans what do I do then? Please help!!!!